Here is what Forbes is saying:

“Small Business Weathers The Credit Crunch"

"Large retailers are suffering, but these entrepreneurs
believe they can weather a slowing economy."

"Wood Expressions, a Los Angeles business that sells $3 million worth of high-end backgammon sets, dominos, and checkerboards a year, has seen its fair share of recessions over the past 30 years. Owner Ron Reyes says he's heard about the threat of a potential economic downturn, but he's not particularly worried about the upcoming holiday season. "Personally, I don't think it's going to directly affect us," he says. "In fact, I think we're going to do better this Christmas than last year."

While the flood of doomsday headlines amid the subprime mortgage crisis and credit crunch says otherwise, many financial experts around the country share Reyes' sanguine outlook for small business. Harry Davis, the economist for the North Carolina Bankers Association, foresees financial growth for his state, while Keitaro Matsuda, a senior economist for the Union Bank of California, says that the risk of recession is limited in California, where many jobs crop up in healthcare and technology. "Out here in Montana , we're not affected by what's going on," says Linda Kindrick, the executive director of the Montana Community Finance Corporation. "It's not getting any harder for small businesses to get loans."

You are the backbone of the American economy 
While most large businesses suffer and some collapse completely, you and your fellow small business entrepreneurs will weather this recession like you have so many times in the past.

You will work harder and smarter.  You will adapt.  You will cut spending, improve customer support, rely more on keeping your current customer base returning to you for their “must have" purchases, find better markets and better products.

You will, in fact, do what you have to do to make sure your business survives because you know you just can not return to a "JOB."

Your business will survive, and you will see to it!
 

But … your challenges will multiply … energy costs soar … taxes go up … commodity prices increase … credit dries up …

While stocks crash ... while giant banks and insurers hang by a thread ... while your retirement and college savings plans dwindle ... while your dividends are cut or cancelled altogether ... and even your money market funds are keeping you up nights ...

You’re being asked to make the most important financial decisions of your entire life.

Get these decisions right, and you are likely to get through this with comfort and security. Get them wrong and the consequences for you and for the people who depend on you are too terrible to contemplate.

It is absolutely essential that you know for sure you’ve done everything possible to ensure that ...

This is a critical moment for you, and for millions of other American entrepreneurs. What you do now to protect yourself will make a huge impact on your wealth and your family’s financial security for the rest of your life.

Credit... The Most Important and
Most Vital Part of Your Business

     If you own your own business, or if you have the entrepreneurial spirit and want to start a business, then there is one very important thing that you need...credit.

    You are going to need capital to start, run, and successfully operate your dream business.

     But most people have no idea how to even start the process of getting business credit, and many don't know that there's business credit available to them at all!

     You see lenders and banks make you jump through many hoops just to get a "bottom-of-the-barrel" loan. They want to make it difficult so that they can weed out the people who aren't really serious before they ever review their application.

     And then they use the tiniest little problems as a reason to deny your credit, your dreams and your future.

If You Don't Know How To "Play the Lending Game"
Then You Will Almost Always Lose...

     What if we told you that there was a way for anyone, no matter how bad your personal credit might be, to secure great lines of credit to help grow or establish any company?

     What if we told you that you could have step-by-step information that will allow you to increase your current lines of credit that could help save any business from failure?

     What if we told you that you could have instant access to insider information that ensures that
your loan application has the best
possible chance of approval?

What if we told you we would personally help build your credit for you?
Get you up to $250,000 credit in six months or less?

     Well, we are about to do just that. we are about to get you started building your business credit to achieve all the credit you need to succeed without using your personal credit.  We'll help steer you through the "lending game" so you can easily navigate the maze that lenders have built
for you to stumble through.

     We will expose the "top-secret" information that will allow you to make all of your dreams a reality.

Are You Ready To Discover All The Dirty Little Secrets
That Allow You To Become The Success You Know You Can Be?   

     Banks and lenders just don’t care how good your idea is,
they don’t care how much drive and how much passion you have.
They only care that you have the credit score and history to suggest you’ll pay back the loan.
With my program, we will:

Click Here To Sign Up

In reality we are going to show you how to "play the lending game" and
ensure that all your requests are approved.

    All you have to do is be willing to take the time to discover these dirty little
secrets that have been hidden from you for so long.

Refuse to be kept in the dark any longer and decide, right here and right now,
that you deserve the chance to start and run your personal dream business.

"OK, I hear You, Tell Me More"

CMI is in the business of credit counseling and credit building. Our service provides little known information about actions that raise or lower your credit score.

Today, more than ever, your business credit score plays an enormous role in deciding whether or not you get approved for credit for such things as computer purchases, car leases, credit cards and even office supply store charge cards. Companies with higher scores are always given more access to capital than those with lower scores.

There are even plenty of cases where a million dollar business can’t get a loan that an average mom and pop store could get because the larger business has a lower credit score. And while most companies don’t know how their credit score is determined, they are forced to live with the consequences of their score.

CMI believes that businesses who are judged by credit scores ought to at least know how the scoring works, how their scores rise and fall, and ultimately how to better their score.

The Credit Bureaus (D&B, Equifax, Trans Union , and Experian) are for some reason reluctant to precisely describe these processes, so CMI has started providing as much information as possible to unearth the truths about credit scoring.

CMI provides this information to its subscribers so that those subscribers can take better control of their financial well-being and credit worthiness.

Money is power and access to money for your business is significantly dependent on your credit score!

"OK, I Want My Separate Business Credit!!"

"How Much Is This Going To Cost Me?"

Many credit counseling firms charge $200.00 to $1,000 to just get you started.  Then they charge $50.00 to $200 per month to send you E-books and memberships that provide very little information that
you could get free with a simple Google search.  
Don’t fall for those high priced service fees that don’t deliver what you need! 

It is simple … CMI delivers exactly what you need
to get you perfect credit scores justifying
$250,000 credit in as little as six months.  

We get the credit for you by building your file with the major business credit bureaus. We send monthly reports to these credit bureaus stating your positive payment history, thus increasing your score. We also help you get other trade cards, credits and accounts that likewise report your on time transactions. These are all designed to build you an 80+ Paydex score in the shortest possible time.

"OK, so what does this 80+ Paydex score cost me?"

As we said, we could charge $1,000 plus $200 a month like some of our competitors even though they don’t report your transactions to the credit agencies to actually build your credit like we do.  We should charge at least
$750 plus $150 per month, but we know in these trying economic times,
every dollar is precious.  We want to ensure your success so we can
develop a lasting relationship, so your monthly cost right now is ...
 not $97.00 … not $67.00 … not even $47.00

No, wait a minute … we said that we understand our economy is in a financial meltdown,
we honestly believe that right now timing is critical ... 
 you just have to separate your business credit from your personal credit ... 
and you have to get as much credit as possible ... as fast as possible.